Terms & Conditions

1. Introduction

These Terms & Conditions govern your access to and use of the website stable-choice-tool.com operated by Stable Choice Tool d.o.o., with its registered office at Ilica 42, 10000 Zagreb, Croatia. By using this website, you accept these terms in their entirety.

If you do not agree with any part of these terms, please do not use our website.

2. Description of Services

Stable Choice Tool d.o.o. provides educational materials and advice in the field of financial literacy. Our content is of an informational and educational nature and does not constitute financial, investment, or legal advice.

We do not accept responsibility for financial decisions made based on information available on our website. We recommend consulting a qualified financial advisor before making important financial decisions.

3. Use of Website

You agree to use the website solely for lawful purposes and in a manner that does not infringe on the rights of third parties. Any use that may damage, disable, or overload the website or its infrastructure is prohibited.

We reserve the right to restrict or disable access to the website without prior notice in case of violation of these terms.

4. Intellectual Property

All content on the website, including but not limited to texts, graphics, logos, icons, and images, is the property of Stable Choice Tool d.o.o. or its licensors and is protected by intellectual property laws of the Republic of Croatia and international conventions.

Copying, reproducing, distributing, or publishing any content without prior written consent of Stable Choice Tool d.o.o. is not permitted.

5. Limitation of Liability

Information on this website is provided "as is" without any express or implied warranties. Stable Choice Tool d.o.o. is not liable for any direct, indirect, incidental, or consequential damages arising from the use or inability to use our services.

We do not guarantee that the website will be available continuously or without errors.

6. Privacy

Your privacy is important to us. Please see our Privacy Policy for detailed information on how we collect, use, and protect your personal data.

7. Governing Law

These Terms & Conditions are governed by the laws of the Republic of Croatia. All disputes arising from or related to the use of this website shall be resolved before the competent courts in Zagreb, Republic of Croatia.

8. Changes to Terms

We reserve the right to modify these Terms & Conditions at any time without prior notice. Continued use of the website after the publication of changes shall be deemed acceptance of the new terms. We recommend regularly checking this page.

9. Contact

For all questions related to these terms, contact us: Stable Choice Tool d.o.o., Ilica 42, 10000 Zagreb, Croatia, email: info@stable-choice-tool.com.